From job interviews to online dating questionnaires (which, when you think about it, also feels like a job interview) to drunken late-night conversations, the big question-of-the-day seems to involve the need for a crystal ball, tarot cards, in-depth astrological charts, and a solid, surefire personal plan.

Where do you see yourself in 5, 10, 15 years?

Sadly, when you’re concentrating on getting from payday to payday, you don’t often have time to consider the future other than to daydream.  One day, I’ll live in Paris … One day, I’ll have my own house … One day, I’ll go grocery shopping without penny-pinching … One day, I’ll have enough money in between paydays to get groceries AND a haircut … One day …